How it works

Applying is easy

You can get approved online or over the phone – before you head to the shops. You can even apply while you’re in store.

TIP: Apply before you head to the store to take your new goods home even faster.

The boring (but important) bits:

To rent through us you need to:

  1. Apply in your own name
  2. Be over 18 years of age
  3. Be an Australian or New Zealand citizen or permanent resident
  4. Have an Australian drivers licence or an Australian or New Zealand passport
  5. Work full time or permanent part time or be self employed
  6. Earn over $30,000 per year
  7. Have a clear credit file; no dishonours, defaults, court judgments or bankruptcies

Self-employed? We’ll confirm your income using your tax return, so you’ll need to have it handy.

Apply online or over the phone

The process shouldn't take long. We do a quick credit check, which means we’ll ask you for some details about your employment, income and expenditure – you might want to have this info ready.

If your application is successful, we’ll give you an approval reference number – you’ll need to take this with you to the store.

To complete your rental agreement, you’ll also need to take:

  1. Your passport or Australian drivers licence
  2. Your payment details (credit card or bank account number)

Get started:

Apply online

Apply over the phone 1300 888 779

For more information call the SmartWay Customer Team on 1300 888 779

Apply in store

Just tell the staff at JB Hi-Fi you want to SmartWay. They’ll walk you through the process. You’ll need to have the same information with you, as we've detailed above.

The next easy steps

  1. Decide on the term of the rental agreement. Remember that the shorter the rental term, the higher the monthly payments
  2. Choose a convenient monthly rental payment date (eg. the day after you are paid)
  3. We’ll then email the rental agreement to the store for you to complete
  4. You sign the rental agreement and show your ID

Then, it’s done. You can take the brand new rental goods home.


Subject to approval. Fees, terms & conditions apply. All new rental agreements are subject to a minimum invoice value of $100. * Tax deductions may apply. SmartWay does not provide legal, tax or accounting advice. See your tax adviser for details.